Advantage Loans - Credit Repair

When looking for credit repair advice you must be careful. There are lots of companies that claim they can clean up your credit history. There's no need to use these firms as you can clean up your credit report yourself, or with expert help, free of charge.

You can get free advice about:

• County Court Judgments (CCJs)
• Bankruptcy
• Defaulted Accounts
• Other Arrears
• Sorting out debts
• Applying for credit
• The contents of your credit report.

You can check your credit report by completing the forms below and sending them to the credit reference agencies.

Experian Credit File Application Form (PDF)
Consumer Help Service
Experian Ltd
PO Box 8000
Nottingham
NG80 7WF
http://www.experian.co.uk

Equifax Credit File Application Form (PDF)
Equifax Credit File Advice Centre
P.O. Box 1140
Bradford
BD1 5US
https://www.econsumer.equifax.co.uk

Callcredit Application Form (PDF)
Callcredit plc
Consumer Services Team
PO Box 491
Leeds
LS3 1WZ
http://www.mycallcredit.com

To open the PDF files you need Adobe Acrobat installed.
I can be downloaded for free using the following link: http://www.adobe.com/uk/products/acrobat/readstep2.html

Equifax and Experian both allow you to order your credit reports online for a fee of £2. If you cannot afford the fee you can ask your local Citizen's Advice Bureau or other money advisor for help.

For help with debt and credit management phone (free):

• Debt-Line on 08000 911 433
  
  You can also e-mail them at enquiries@debt-line.org.uk and visit them online: www.debt-line.org.uk